The ACH network has dramatically changed over the last 10 years, introducing a number of new and creative methods for increasing debit origination volume. As with any rapidly growing payment system, new challenges have emerged requiring financial institutions in the ACH business to evolve as quickly and be creative in managing the risk.

Controlling the risk associated with an ACH transaction is not as simple as "pre-funding" anymore. It is a process and many factors must be considered for a financial institution to remain "safe and sound".

Rule compliance, transaction type, return timeframes, 2 & 60-day exposure, the 7-year warrant for fraudulent activity and the requirement to monitor unauthorized return rates leave a financial institution wondering how and where to start.

ACH Commerce is the place to start and we can show you how. Not only do we get you started, we guide you through the process from beginning to end. Our risk management techniques have been proven time and time again to protect ODFIs from losses, even in cases where the volume and transaction types are considered to represent the highest levels of risk. 

A partnership with ACH Commerce, whether through a consulting engagement or outsourcing relationship, will enable your financial institution to effectively identify, calculate, mitigate, manage and monitor the risk of ACH origination. 

To learn more, call us at 800-724-8780 for your Ticket (login id and password) and Take the Tour!